At one time, it was desirable to upgrade prior versions of Money for the free benefits included: 1 year of msn billpay, free tax software, 1 year credit reporting, etc. It was a no brainer to purchase the new version just for the perks.
The exec's must have felt like Money arrived and was ready to compete head to head with Quicken. Prior users only get tax software, limited msn billpay, etc. Financially there is no gain to updating.
The software has trouble functioning and is slow to respond. One prime example is matching transactions to what is already recorded. The program moves slow to almost non-responsiveness and cannot keep the visual on a high functioning computer when 1 selection is made to match an item and 2 the correct transactions are linked. I thought it might be the size of the file, so I archived some of my information. (Another difficulty found, since the archive selection isn't like Outlooks and you have to archive by duplicating files manually and deleting item by item.) File size has nothing to do with the poor program functioning at all.
If you are looking to upgrade, save your money and forget continuing to upgrade annually. I could tell little difference between 2004 and 2005. Reading 2006 reviews, 2005 users were disappointed. Since it is now a no gainer, it would be best to wait every 2-4 years now to upgrade unless you like investing in the latest software. BTW, I have worked with both Deluxe and Premium editions.Get more detail about Microsoft Money Premium 2005 [OLD VERSION].
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