Cheapest Microsoft Money Deluxe 2005 [Old Version]

I need to jump on this bandwagon of Money users who were happy until MS Money 2005 sucked us in. I only upgraded from 2004 Standard because I could not get online information from my credit union. 2005 seemed great at first, then I discovered that when I bought the 2005 Standard version to replace my 2004 Standard, I was getting a downgraded version. I had to fork out even more money to upgrade to 2005 Deluxe have the same features I had in Standard. What a scam.

After that things went well for a while, then came the problems. Duplicated account files were created during online updates that can only be merged by losing all transaction data older than 2 months. The alternative is to close the older account. If you close the new duplicate account, Money will not update the old account anymore because it made a new connection with the new account it created. This happens frequently. Besides the obvious problem of tracking your account information, this means you can't run any reports or functions that rely on that data. What's the point of having all of these great tools that won't work.

Some accounts occasionally won't update online. This is a problem that could be expected due to net access or the site itself, however, suddenly these accounts stop updating permanently. I have a complex budget and live by cash flow projections. and have had my cashflow forecaster suddenly show a zero balance on accounts and it could not be fixed.

I have had to enter months of data on more than one occasion in order to get my finances back in order. I tried the upgrade to Money 2006 for about as long as it took for me to figure out that it was bugged just as much as this one. The ONLY feature that was improved was the ability to make a floppy back up on another drive besides the 3.5 disk.

If I knew of a way to get 2004 to perform online banking updates from my financial institutions that are available to 2005, I would switch back.

Virtually every complaint others have vented are right on target. Microsoft is uninterested in what consumers want and need and continues to produce the same product with the same problems and adds very little innovation, if any. They really need to revamp this program from the core and stop bandaging problems. Consumers needs should be the driving force, instead of trying to keeps up with the latest Quicken release by rehashing broken software.

I am sick and tired of having my budget screwed up by this broken program and it's complete lack of customer support, unless you are will to pay $35 or $40 an hour to get the run around. I may as well just go back to creating all of my financial resources in Excel, I spend just about as much time trying to fix Money problems as it would take to do that.

Despite the couple of people who like Money 2005, I join the OVERWHELMING MAJORITY of dissatisfied consumers who say DON'T BUY IT!!!Get more detail about Microsoft Money Deluxe 2005 [Old Version].