I love the concept of YNAB: spending money from the previous month, planning ahead, etc. I had switched from MS Money to Quicken, and then tried YNAB. Yes, the tutorials are great, but they're really time-consuming. However, I spent the time, took the tutorials, and set up my finances in YNAB.
After a couple of months, however, I went back to Quicken. I found that Quicken also has good budgeting features, and while not in the same vein as YNAB, I just find Quicken easier to use. All of my accounts get automatically downloaded to Quicken, a feature not available in YNAB.
All in all, I just found that YNAB requires way too much manual entry. I might try it again at a later date, when I have the patience to do so.Get more detail about You Need A Budget Pro - Personal Finance Software Program.
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